They called my cell. told me they were going to send me a cd with all this good information about how to obtain US Grants. and after they told got my credit card information, they hung up. I never got my CD package. and I got billed for $49.95 I paid for the CD, something like $1.95 but I was never told about that if I dont call to cancel within 10 days, I would be charge $49.95 so the 11th day I got charged! this is not fair! No one explained that to me! I called them to get my money back and they say "I'm illegible for a refund" they have hung up twice... they apparently have no supervisor...ever! read full review »