I have been financed through this company since Feb. 2007 I have never missed a payment at all always on time with them. In June I could no linger afford the payments of 400 a month due to losing job and trying to collect my unemployment with 3 children. I called them to let them know I was going to be unable to continue paying on the car. And asked them to make arrangements with me on surrendering my car back to them. They said ok we are going to take you to court and when start working we will garnish your wages. I said you have to do what... read full review »