I applied for a refinance back in February. It is now July and the following occurred when I called them today: 1) The first loan professional "Dan" said we did not qualify for a refinance under the government program because we have PMI on our mortgage. He then transferred me to another company, Americas Servicing Group which has nothing to do with Wells Fargo. 2) I then called back, reached a different department and "Liz" stated our application is still under review and a decision has not been made. I questioned... read full review »