I had two credit cards with Bank of America and over time, they increased my credit line, without prompting from me. Obviously, they thought I was a good "risk". Although I have never been late or gone over my limit, an attempt to use one of the cards recently resulted in a denial. Upon inspection of the account online, I discovered that my credit limit, which was $10, 000 was now reduced to $3, 000 (with no notification to me). About 5 days later, I received a letter stating that my credit limit had been reduced to $3, 000... read full review »