The book of the month club has posted a collection on my credit report saying I owe $63 from 2003. They posted it in collection on Feb 2009, and said in 6 years they couldn't verify they had the correct phone # or address to send me any correspondance. All though they did have my correct address and phone #. <br /> I think this is fraudulent and should be removed from my credit immediatly. In a 6 year period someone somewhere should of been able to contact me if this was really something I owed.<br /> Both of these companies should be reported to the BBB and not allowed to do this kind of stuff to people. read full review »