I have a smaal insurance agency and do business in Illinois and Missouri. I looked at several companies before I sent 321 Annuity a check for $2, 500.00. I was promised two appointments per week for my two agents and myself. So far after four weeks we have had no legitimate appointments set. I have tried to contact the company but they will not respond to my phone messages or return my emails. I checked them out with the BBB and they had a C- rating because they were not a member, but had no complaints. I checked again today and they have a F... read full review »