I have been unemployed, like many in this nation, since January and it has been becoming increasingly difficult to meet my financial obligations. In fact, I currently have a monthly deficit when looking at my budget. For this reason I requested a loan modification from ASC Mortgage as part of an effort to balance my budget before the mortgage payment started to get even later and accrue even more late charges. I was refused because this mortgage company that my tax dollars bailed out will not give a loan modification to someone who can not... read full review »