I received a call on my cell phone from a guy telling me I would be taken to court unless I settled a payday loan from December 2008 for $300.00, today. I told this gentleman that I never took out a payday loan and he told me my SS#, bank account and home address and what day it was deposited. I did the research and did not find any such deposit and called them back and told them. They told me I would be arrested the same day for fraud unless I paid them. Can't the Attorney Generals office take care of people like this? read full review »