We have been sending them monthly deposits for $465.00. We are still receiving phone calls and bills even from the creditor we supposedly already settled with. They say this is ok and just fax us the paper trail. The only debt settlement was the one offered to us independently via US mail... and they then took a fee out of about $430.00... for settling something we could have done ourselves. They say it's a waiting game, don't talk to the creditors that call, they will take care of it. But GCS never contact us, call us with update... read full review »