I have always paid my credit card account on time, then someone charged something to my account, it was not me, they were to investigate and put the money back on my account, well they did put the money back. I always check online to see what I have left before I use my card. it said I had so much money, x amount so I used my card, then I get a letter saying that they put too much money back on my card, and they hope this is not an inconvenience, ha ha., made me over the limit, so I continued to make my payments at least the minimum amount... read full review »