I am disabled, receive SSDI & Medicare Heatlt ergo... Medicare Part D Rx coverage. I joined Today's Options which is a private "Fee for Service". They incorporate both your Health coverage along w/ Part D prescription coverage. The health insurance is fine, but the prescription is a seperate "out sourced" portion of their plan & it is the worst Part D plan available. All the call centers are in the Philipenes & the language barrier is terrible. The reps don't even have the most basic information &... read full review »