As a first time "self-employed" individual facing the end of employer sponsored health insurance, I was "taken" by a smooth talk, high cost, low coverage policy. In addition to paying an excessively high premium, I recently found when I had an actual need to utilize my health insurance (after 8 mos of perfect health), I found out that I had no coverage for diagnostic testing. It seems odd to have an insurance policy which only covers me if I am healthy. Now that I have a need for real coverage having found a lump in my breast... read full review »