In 2008, my 86 year old mother accepted a CityBank card through ATT. She has Altzheimers and was placed in a home a few months later. Only problem is I had no knowledge that she had put my name down as a card user. I live in another state, had never made application for such a card, never co-signed, never used the card and had no knowledge of it. She fell 60 days behind on her payment in 2008. Imagine my surprise to discover three days ago when obtaining a credit report that there was a negative report showing me as overdue, and lowering my... read full review »