Before you invest, please read and be WARNED. Just wanted everyone to know that Premium Division, one of the new HYIPs had recent DDos or other problems. They are now back on line. Long story short, rather than receiving back my spend, Admin informed me that their final decision was that I had already been paid I made 2 spends. My second spend was NEVER returned in full. Instead, Premium kept $90 of my 2nd spend for their own coffeurs. In essence, Premium MADE money from ME, rather than paying ME 20% as promised on the site and... read full review »