April 25, Saturday morning at 11am, Wells Fargo loan sales manager, Cristian Correa, called me for my loan refinance. WFHM is my current home mortgage lender. We talked on the phone for an hour. He asked mywife and my personal informations. Then, he ask me to running my credit report. It was done through e-mail he sent me for asking my authorize. Few minutes later, he told me my wife and my credit are excellent. The same day, he sent me an e-mail and asked for the following documents. 1. Most recent pay stubs covering last 30 days. 2... read full review »