Made unauthorized charge to my credit cards. Refused refund. I Phoned credit card company and reported, the fraudulent charge to CITI Bank. At first credited my money back. But then Money Works sent a letter to them all I had to do was cancel and send the package back to them and they would give me a refund. SO I RETURNED THE PACKAGE. After doing so, I sent my comfirmation back to Citibank with my Cert from USPS saying it was deliver and signed for. Citibank then reinstated the charge back onto my card $990.00 and still to this day I have not... read full review »