We signed with the Comsumer Law Associates to have two credit card bill negotiated on by this firm for payoff. The fee was $345.oo which we sent in. All additional payments would be due the 26th of each month which would be like a "savings acount" which would be used as negotiating tool for payoff of the credit card bills. Approximately $2100.00 into our payments, we found out that only $700.00 was available for the payoff of our bills. By this time, we were about 6 months past due on our bills and unable to continue these... read full review »