I have two from HSBC that should not be on my report. 1. is for my son lap top which he is paying for Not Me!! He has sent out a $350 payment yesterday and another to go out within the next 2weeks. 2.is HSCB for my wife car, in which they said she did not have car insurance and charge her for this . we sent in paper work to the fact that we have insurance. was told this would come off the report and it has not. please remove it thank you Ralph Gallo read full review »