im in the same situation. i refilled out 1 of theirloan application online at last chance payday loans but didnt go throught with it. i noticed 2 days later i was billed for something i known nothing about. i called them and they gave me a cancelation #395-3625 and told me to go to their web site idtheftrefund.com. i waited 3 days to be declined refund of my money. imagine being declined something thats yours. i called my bank and they are putting in a disputed on the situation. i wanted to know what i can do to make them pay from wrongly taking people money from their accounts. read full review »