I thought that the government taking over Indy Mac would be a blessing, to my surprise it has been the worst time of my life. I begun my quest to obtain an affordable mortgage because I was mislead into a horrible loan. Since January 2009 I have been working with Indy Mac to obtain a better loan. I cooperated with all request. I was set up with a payment in which I submitted only to have Indy Mac send back the payment they arranged with me because the " program no longer existed and I needed start the program over again, in which I bilged... read full review »