I applied for an online loan and did not get the loan but was debited in my checking account for about $34.00 by a check that was created and cashed by these people. I never asked for or applied for ID protection. I have emailed the website that they tell you to go to and check on a refund, however I have not heard anything and it has been a week, since I requested that the money be put back into my account. read full review »