PayPal took money from my checking acct as an ACH when I added a credit to my profile to be used. Beware PayPal's system "reverts back to an ACH when you update your payment profile". This is according to Kim who I spoke with directly today about the matter. PayPal will not do anything about this. If they are taking money via ACH and you or I as concumers did not intend or authorize this then they are ripping consumers off!!! read full review »