we have recently received a demand for payment which we do not know where or to whom we owe the money from. the demand for payment says " you have ignored or refused our demand for immediate payment of your debt" but they did not state the name of the agency/merchant we owe the money from and this is the first time we have received this notice from them. the threat was they stated " we may begin an asset/debt investigation on you if no payment or response is received. pls investigate this agency because i think it is not fair for them to send this collection notice without stating the merchant/agenyc/person where we owe the money from. read full review »