I CALLED CHASE ON MARCH OF O8 AND ASKED THEM IF THEY COULD CUT MY RATE FROM 8%, THEY TOLD ME IT WOULD COST ME $6, 200.00 AND 2, 200.00 OF THAT WOULD BE FOR A NEW TITLE.THEY HOLD THE ORIGINAL TITLE, WHY THEY WOULD WANT ANOTHER ONE IS BEYOND ME.WE HAVE NEVER MISSED A PAYMENT IN OVER 6 YEARS OR EVER BEEN LATE.WHEN WE GOT OUR MORTGAGE RIGHT AT THE SIGNING WE WERE TOLD TO SIGN A FORM, STATING WE COULD NOT SELL OUR HOME FOR 5 YEARS.WE HAVE SENT ALL BANK STATEMENTS, TAX STATEMENTS SO MANY TIMES, THEY JUST KEEP PUTTING US OFF.I THOUGHT OBAMA STATED THAT THE BANKS WOULD RATHER HELP PEOPLE THAN FORCE FORECLOSURE.WELL I THINK THAT IS A LOAD OF BULL. read full review »