My home loan was assigned to Wilshire Credit Corp. and then I later refinanced my home. The Title Company that was responsible for paying off my loan to Wilshire did not pay it in a timely manner. Even though each and every payment that I made to Wilshire prior to refinancing was in a timely manner and never late and they were aware that the home loan had been refinanced and I was not responsible for the late payment by the Title Company, they still (after repeated requests and disputes) refuse to remove the negative reporting to the credit bureau. read full review »