The contract I was givin by the agent from Summit Merchant. Did not have all the information inside it. As a result Summit Merchant withdrawed monies from my account. This was done without my consent or knowledge. When I called Summit Merchant I was told to I would have to cancel the account in order to start the refund process. I think there should be a law stopping companines like Summit Merchant from doing what they want once they have your personal information. read full review »