June 2009 I signed up for a $4.50 charge to get information on government grants money. I was called per my caller ID twelve times the next day about the grants. The caller ID said New Jersey. I was asked to okay a charge of $2.99 for S & H. I said no and I was no longer interested. I recieved more calls about the grants, I still said no. Now my July credit card bill has a $77.82 card for membership with grant masters. I called 7/15/09 for reasons for charge and a refund. They cancelled the membership but I may ??get a refund from a online source only. read full review »