I went to their website for a FREE credit report and now they are charging me $14.95 even though the whole time I was doing the report the on-line calculator showed a zero balance. Thansk goodness I bank with USAA, they will take care of it, but people need to know there is NO reason to give them your info for anything free! Companies that advertise "Free" shouldn't be allowed to charge, in the old days this would be called "False advertising!" read full review »