Last Tuesday, October 22, 2002, around 12:30pm, I received a written note on my screen door describing the time of day, the representative of the collection agency, Mr. Lance Smith, involved, the phone number and extension number of the representative's company, words 'urgent' and 'contact' included in the note, and my neighbor's first name on the bottom. I checked the phone number to see if it's just a fake number or a legitimate phone number of the collection agency that has contacted me by mail. It... read full review »