Money Works has failed in lowering my interest rate on my credit cards. I was charge $980.00 and I received a financial analyze showing the same payments I was making before getting involved with Money Works. I wrote to Money Works appeals department and a financial advisor called me and said somebody with contact me by July 13, 2009. Nobody has contact me because this company has every intention of not refunding my money. Money Works has not provided the financial freedom as promised but thet have charged me. read full review »