I just want to let as many people know as possible. This credit card company is horrible. I work for a bank, have great credit and never hold a balance. The whole point to receiving this card was to earn gift cards at American Eagle. I have earned a total of $70 in gift cards which means I had to charge $7, 000 to this card. I have been waiting for these gift cards since February 2009 and it is the end of June 2009 and I have only received $20 worth. I have spoken to people over 12 times regarding this including 3 managers. I have heard so... read full review »