Monthly we have servicing product referral contests at the bank and I received 3 visa gift cards @ $25 each = $75!!! I have been saving to purchase a digital camera and now find that the value is only $30.00 - this is rediculous and a hugh rip-off by Visa - they received the $75.00 - no service fees should ever be levied. No only am I an 18 year employee but also a customer - I will NEVER recommend these cards to anyone and will adamently BOYCOTT any purchases by anyone. I DEMAND A RESPONSE AND REINSTATEMENT OF THE $75.00 NOW!!! read full review »