Gary is the absolute worst human being to walk the face of this earth. He is supposed to help get you approved for a mortgage, not doctor it to make lies, but just assist in submitting paperwork with accurate information to acquire a home loan. Instead he consistently messed up paperwork to hurt our changes of being approved, not once, not twice, but five times. All along just telling us this is normal and we don't know what we are talking about we are first time buyers. Three days until settlement with not one, but two commitment letter... read full review »