I had two Wamu Credit Cards that were never late and I paid more than the minimum payment. I never had an issue with Wamu. Chase Bank took over WAMU and in January of 2009 one of my cards rate was increased from 14.9% to 23.9% without warning and for no reason, no late payments and again paid more than the minimums. My second card had an introductory rate of 0% for one year (ending this August) then would be 10.9%. I transferred other balances to that card and paid on time and more than the minimums again. Yesterday I received a letter from... read full review »