I got my statement yesterday (Direct Merchants Bank) and a charge of $4.96 was charged on 12/1/08. Reference #7530956P1V3HSWYMZ. Of course I called the phone number and was directed to this site... No live person to talk to, no answer to my question... WHY do I have this charge to my credit card... Whatever dishonest sob did this, I want it taken off my charge. Irene Yarwood read full review »