I was told i would have 0% APR for one years The condition or catch was if I missed the payment they will cancelmy promotion .I set up on line payments after they start playing games they said i have to change my banking every three month I did it that then they the information i update did not update correctly they said routing number was wrong but that was not true routing number was correct end of the story they said i break the condition accused me i miss the payment start charging 23% in interest BE CARE FUL THEY CAN MAKE U BREAK PAYMENT AND RIPPED YOU OFF .. read full review »