I became late on my payments while on a deployment to Iraq. I got home, and wanted to start paying off my debts. I was contacted by GEMB and was offered a settlement offer. I set up three (3) payments with them, one payment for the next three months...after which, the account was to be considered paid in full. They decided to renege on that deal AFTER I MADE MY 3 PAYMENTS. and told me it was only valid for 25 days...and I now owe the full amount I have letters from them stating the settlement offer and the three dates...and I also have... read full review »