I originally opened a Flagstar checking account because they had a good sign-up deal. After that I was plagued to open up more accounts, had to deal with telemarketing calls. Prior to this I had decided to use them to obtain a mortgage. I have excellent credit and was approved. I had set a closing date of July 1 because my apartment lease was up. Today they are telling me hopefully by the end of the month. Then even though I don't have my mortgage yet, the contacted me and asked if i wanted a separate checking account for my mortgage payment! read full review »