We submitted paperwork and a check in the amount of $1, 750 on July 3rd 2009. This was for a loan modification process to begin the following week. However, the FTC closed them down shortly after this date and they were only able to submit paperwork to the Bank of America (Countrywide) stating that they were now the representive for our loan modification. How do I get back this money back that obviously was not spent on any modification on our behalf, now that they are not in business. read full review »