Since October 2006, Chase Home Finance has taken 48 extra payments by cashing checks multiple times (one NINE times). Meanwhile, they are harassing me for late payments and have damaged my credit rating severely. They have sent three letters stating that they corrected my credit rating, but that has not happened. I have contacted them EVERY MONTH since January 2007, when they held a payment until they could collect a late charge, then cashed it. I have written and mailed a payment each and every month. In the last three months they have... read full review »