After dealing with insurance claims for several years now, UHC is definately the WORST in paying for claims. When confirming benefits their representatives NEVER tell you if a pre-determination is required on particular claims, therefore dozens of claims get processed and denied because their lack of explanation. Also they have come to the conclusion that although your benefits state IV Sedation is a covered benefit, they DENY it every single time its submitted. I have thousands of dollars in unpaid claims due to UHC, and the consequence i... read full review »