Got a call from MCM Credit management by a guy named Andy. He said I owed $2132.00 in a credit card from 2000. I arranged payments of $50.00/month over the phone (I know stupid), and I sent them a total amount of $250.00 for this card I had opened in 2000 but thought I paid off. Checked my credit report today and it is saying that the account they are claiming is delinquent, has been closed since 2002. I am pissed. What should I do about getting my money back? read full review »