I was speaking with a rep from Chase Bank for my Chase Visa card who informed me that I should really sign up for this payment protection plan. I have a small business and was told that small business hardship would allow me to activate this benefit. The benefit cost $90 per month and is run by a separate company which of course no one in the Chase office knows anything about. I had a very rough month financially in the month of June and called to try to activate my payment protection plan which I have spent several hundred dollars on... read full review »