My name is Vickie Adams I have been an EXCELLENT long time Younkers Credit Cardholder for over 15 years and was employed with Younkers for over 5 years at one time. So you know I truly love shopping at Younkers. But for the last few months i had a zero balance i made some purchases but returned the items. bringing my balance back down to what i thought was a zero balance. the next month i made some purchases i now know I have a balance on my card. I get my bill the other day and i have a late fee. needless to say im a little shocked. i call... read full review »