I recieved a letter from Chase informing me that my APR will increase to 21%. I had 2 choices, accept the raised APR and my account will remain open, or decline the raise and my account would be closed. I accepted the raised APR (to continue to build my credit) and low and behold, one month after raising my APR, they closed my account anyway! Their excuse was"Keeping up with banking standards", what a bunch of BS! They even refused to lower my APR to its original amount and said I was stuck with it, and to "have a nice day"... read full review »