I've ordered from Swiss Colony for about 20 years using the "no finance charge" version of their choose and charge plan. In Sept. 2008, I called their finance dept. to make sure my account was still "no finance charge" before I placed my holidays orders. Swiss Colony confirmed my account was "no finance charge" (a "M" suffix after my account #)so I placed my order (on that basis). I received my first monthly bill in Jan.2009 - no problem - there was no finance charge added. My Feb. bill just came... read full review »