I am an attorney. This company has called my wife about an alleged debt to the Mayo Clinic to which we have legal defenses. The woman (Kay)who contacted us, after hearing that we were asserting our rights under the National Debt Collection Act - told us that "collection continues" despite our request that they not contact us by telephone (they have never given us written noticet to which we can respond!) and the next three nights we have received phone calls from them. This is a direct violation of the act and it WILL be reported to... read full review »