I paid off my debt for sprint through nco fin/22 and it was still on my credit report I filed a complaint and I received a letter from experian on 11/6/08 stating it was deleted and now its back on my report as of 7/27/09 I have good credit but I am afraid it will have a negative effect in my future . I was harrassed to pay the debt but I have no way of contacting the company by phone to resolve the matter. the balance was 186.00 and they wanted half to resolve the matter so I paid it even though I a dispute over being overcharged for my... read full review »