My story is the same as all the previous - in a moment of desperation I applied for a payday loan, but then decided against - didn't even fill out the application! Imagine my surprise when they debited 31.98 out of my account, which caused an overdraft, and now I can't get my refund - what's worse is that today I have another unauthorized debit of 17.98 - not sue where that came from, but I have a bad feeling that it is this company or some other scammer that is related to mymomentary lapse of reason - I will NEVER apply for anohter one of these, and I really hope I don't have to shut down my account, but I may have to... BEWARE! read full review »