I too received my first call yesterday at work and on my personal phone from a man with a heavy foreign accent claiming that I owed $800 from a payday loan and told me that I would be arrested by the sheriff department for fraud and theft by deception. The man kept calling me a thief. When I asked for a fax with more information of course they wouldn't provide that, and when I asked for specific loan dates, etc. they couldn't give me any accurate information. The background noise was terrible and the phone connection was distorted... read full review »